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Life Insurance

Life Insurance Quotes

Failing to plan is planning to fail. We’ll help you determine an amount of life insurance coverage to protect your family’s future. We compare rates and features from multiple life insurance companies so we can offer you more coverage for less cost. Get free life insurance quotes today.

Life insurance - a young family standing in a grass field.

Coverage Available

  • Term lifeLow-cost policy that lasts for a specified timeframe, often up to 30 years.
  • Whole lifePolicy usually lasts until age 100 or policy maturity (when the cash value is equal to the death benefit). Includes cash value that earns an interest rate.
  • Universal lifeFlexible policy that can provide temporary or permanent coverage and may or may not include cash value.
  • Instant issue term lifeTerm policy that can be issued immediately with no medical exams.
  • Return of premium term lifeTerm policy that returns the sum of premiums paid to the policy owner, if the policy expires without being exercised.
  • And moreThere are even more coverage options that might be right for you.

Life Insurance Questions

What does life insurance cost?

The cost of life insurance depends your age, gender, health condition, and the type of policy you purchase. Term life insurance is the simplest and most cost effective option. A 30 year old male with a preferred rating can purchase $250,000 in term life coverage for about $20 per month.

How much life insurance do I need?

This depends on what you and your family are comfortable with. You’ll need to consider things like outstanding debt, income requirements to sustain the household, college costs, and more. LifeHappens.org offers a handy calculator to help you get started.

Protect What Matters To You

We automatically quote your coverage with over 20 of the best insurance companies available.


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